Salary & Pension calculators
Pay, tax-slab, service-length and retirement-benefit arithmetic with the governing rule named.
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Pick the task that matches the answer you need.
Hourly to Salary Calculator
Project gross annual pay and period averages from hourly wages.
Salary & PensionPakistan Salary Tax Calculator
Estimate annual tax and monthly after-tax salary from entered taxable pay under FBR tax year 2027 slabs.
Salary & PensionAge / Service Calculator
Find your service length, superannuation date and remaining service from your birth and joining dates.
Salary & PensionPension Calculator
Estimate a federal government pension, its commutation lump sum and net monthly pension.
Salary & PensionGratuity Calculator
Calculate gratuity from your last wages and service dates under the rule that applies to you.
Salary & PensionGP Fund Calculator
Project a federal General Provident Fund balance from the official subscription and yearly interest rate.
Salary & PensionBenevolent Fund Calculator
Look up the benevolent fund deduction, group insurance premium and family grant for your pay.
Salary & PensionWhat these calculators cover
These tools apply named, published rules: the FBR salaried slabs for tax year 2027, the federal 7/300 pension formula, Standing Orders gratuity, the General Provident Fund rules and the benevolent fund slabs. Each page states the rule, its year and its source so you can check it against your own notification or payslip.
Rules change with each budget and each pay revision. Treat a result as a check on the arithmetic, then confirm the figure with your accounts office, employer or tax adviser before you rely on it for a filing or a retirement decision.
Which tool fits your question?
Pakistan Salary Tax applies the FBR tax-year 2027 salaried-person annual slabs to a visitor-provided taxable salary. It shows annual tax and a monthly equivalent, not all payslip deductions or a personal filing result.
Hourly to Salary projects gross annual pay from paid hours and weeks without tax or overtime rules. Use it when you know a wage rate; use Pakistan Salary Tax when you already know taxable salary.
Age / Service finds the superannuation date, the day before the birthday at the retirement age, and counts service with the six-month rule used for pension years. Pension then applies the federal 7/300 formula to 24-month average emoluments and splits commutation from net pension; below 10 years it shows the service gratuity instead.
Gratuity covers private-sector Standing Orders by province, short federal service and India's Code on Social Security, each with its own per-year amount and part-year rule. GP Fund projects a federal General Provident Fund balance from the 2026 subscription table and Rule 14 interest, while Benevolent Fund looks up the federal or Punjab benevolent and group insurance slabs.
Each tool shows its formula, a worked example and the limits of its result. Read our calculation methodology for the shared rules.
Read more about salary & pension
Worked examples and explanations for the tools above.
- FBR Salary Tax Slabs for Tax Year 2027, With Five Worked SalariesFor tax year 2027, the first Rs 600,000 of annual taxable salary is untaxed and each later slice is taxed at 1% to 35%. A taxable salary of Rs 150,000 a month pays Rs 72,000 a year, an effective rate of 4%.Read article
- Can a Raise or Bonus Lower Your Take-Home Pay in Pakistan?No. Under the tax year 2027 salaried slabs, each rate applies only to income above its slab floor, so at most 35 paisa of each extra rupee goes in this tax and the rest always adds to take-home pay.Read article
- Federal Pension in Pakistan: The 7/300 Formula and CommutationGross federal pension is average emoluments × qualifying years (up to 30) × 7/300. Commuting up to 35% turns that share into a lump sum of 12 × the age factor months, 12.3719 at age 60, and leaves the rest as net monthly pension.Read article
- Gratuity in Pakistan: Standing Orders vs Federal Service RulesPrivate-sector Standing Orders pay one month's wages a year (two in Balochistan) and count a part year of more than six months; federal service gratuity pays one month's emoluments per completed year, only for five to under ten years.Read article
- GP Fund vs Benevolent Fund: Reading Federal Payslip DeductionsThe GP Fund deduction is your own savings, fixed by pay scale and credited with interest each June. The Benevolent Fund and group insurance deductions are fixed by pay slab and buy benefits for your family on death or incapacity.Read article
- Superannuation Date and Qualifying Service: The Six-Month RuleA federal civil servant's last day of service is the day before the 60th birthday. For an ordinary pension, a remainder of six months or more after completed years counts as one more year, so a few days at joining can decide a pension year.Read article
Salary & Pension questions
01Which tax year does Pakistan Salary Tax use?
Tax year 2027, which runs from 1 July 2026 to 30 June 2027, using the FBR salaried-person slabs. Enter annual taxable salary or a monthly figure as the form asks.
02Why might my payslip deduction differ from the monthly tax shown?
Employers spread annual tax across the remaining months, adjust for bonuses and allowances, and may apply credits or exemptions. The calculator shows the annual slab tax divided by twelve.
03In what order should I use the service and pension tools?
Find qualifying service and the superannuation date with Age / Service first. Then enter the service years and average emoluments in Pension to see gross pension, commutation and net pension.
04Do these tools cover provincial or private pension schemes?
Only where a page says so. Gratuity covers private-sector Standing Orders by province, and Benevolent Fund includes federal and Punjab slabs. Other schemes need their own rules.